Loans and loans: 3 types

The solution to give credit to your dreams? Loans and loans are the banking tool that allows you to realize a project. Whether it’s the renovation of a house or the need to deal with unexpected expenses, you can find in the various types of loans, the one that best suits your needs.

Let’s find out more about loans and loans, in 3 steps.

1. Transfer of the Fifth.

1. Transfer of the Fifth.

The loan through Salay Assignment is a particular type of loan that can be used by employees and pensioners. The repayment of the sum to be reimbursed is by direct deduction from the paycheck or pension. The amount of the installment may not exceed one fifth of the amount received. It is possible to defer the loan up to 120 months and can also be requested by people who have limited access to credit. 

2. Loan with proxy.

Do you need additional liquidity compared to that obtained with a loan by Salay Assignment? You can request it using the Loan with Delegation, which provides monthly installments, for a fixed amount. The amount of the deduction can not exceed one fifth of the net salary both for the Cession of the Fifth and for the Loan by proxy. This is why the Loan with Delegation is also called Double Fifth.

 3. Personal loan.

This is a loan that allows you to get a sum of money without the obligation to specify the purpose of using it. The loan will then be reimbursed by debiting a current account. Among the characteristics of this type of loan we find: obtainable amount ranging from € 200 to € 75,000; a fixed interest rate, a constant rate adjusted to your needs and the extension up to 120 months. They can access personal loans : employees, retirees and self-employed between the ages of 18 and 70. It is the prerogative of this type of loan that the applicant has a good credit position.

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