Payday Loan of Italian Post Office: Mini Loans, Calculation of Installment, Rates, Interests and Simulations

If you are looking for a quick and easy personal loan you can consider the Postal Bank payday loan that offers Postal service Italy and that is enjoying great success. This is a loan that you can get thanks to the help of qualified personnel. It is not necessary to have a Postal Bank current account and you can also receive financing for non-excessive amounts.

The Postal Bank payday loan, in fact, is disbursed from € 3,000.00 and is paid back monthly, with convenient installments, within a minimum period of 24 months and a maximum of 84. To find out all the details and to deepen the numerous advantages of the Postal Bank payday loan offered by Postal service Italy you can continue reading, in order to have clearer ideas and understand if this solution can do for you.

Postal Bank Payday Loan: what is it?

Postal service Italy offers the Postal Bank payday loan to meet the most diversified needs. It is a loan that can last from 24 up to 84 months and can get you a sum of 3,000.00 up to 30,000.00 euros. Once you have received the sum, it will be credited to your Postal Bank current account. If you are not a Postal Bank account holder, the sum financed will be credited to your bank account or Post pay Evolution. If you have a postal booklet you can also get the cash amount by going to the Italian Post Office counter. Even if you do not have a postal booklet you can request the sum in cash, but for a maximum amount of 10,000.00 euros.

Reimbursement is made by debiting the installment on the postal or bank account, Post pay Evolution card or by paying postal bills. In addition to the financing, Postal service Italy offers the possibility to take out insurance coverage for the protection of your family and your assets. These insurance policies are optional, but they guarantee you the loan coverage in case of unexpected events affecting your health or your work. 

How you can apply for the Postal Bank payday loan

The first thing you will need to do is look for the post office closest to you. To avoid unnecessary queuing you can contact the free number 800.00.33.22 to make an appointment, even on Saturday, in order to ask for your Postal Bank payday loan. On the day of the appointment, at the scheduled time, you will have to go to the selected post office. A qualified consultant will be waiting for you to guide you to the Postal Bank payday loan request and to provide the solution that best suits your needs.

To obtain the Postal Bank payday loan, you must have certain requirements. Furthermore, it will be necessary to present the prescribed documentation. As for the requirements, the Italian residence is required and an income (pension or work) provable and produced in Italy. At the time of the request you must be provided with an identity card, social security number or health card, which must be valid. You will not even forget to post the documentation certifying your income eg payroll, F24 model or Unico model. Sometimes, Postal service Italy may ask you to attach additional documentation, especially to allow you access to periodic promotions or favorable terms.